Please read these Terms and Conditions carefully before downloading or using EOA Biz Card. By downloading, installing, or using the app, you agree to be bound by these terms. If you do not agree, do not use the app.
1. Agreement to Terms
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you") and Willis Strategy Group, LLC ("Company," "we," "us," or "our") governing your use of the EOA Biz Card mobile application ("App") available on the Apple App Store.
These Terms incorporate our Privacy Policy, which is part of this agreement.
2. License Grant
Subject to your compliance with these Terms, Willis Strategy Group, LLC grants you a limited, non-exclusive, non-transferable, revocable license to download and use the App on Apple iPhone devices that you own or control, solely for your personal or internal business use.
This license does not include the right to:
- Copy, modify, adapt, or create derivative works of the App
- Reverse engineer, disassemble, decompile, or attempt to derive the source code of the App
- Sublicense, sell, resell, transfer, assign, or otherwise commercially exploit the App
- Remove, alter, or obscure any proprietary notices, labels, or marks on the App
- Use the App in any manner that violates applicable law or these Terms
3. Intellectual Property
The App, including all software, designs, graphics, text, logos, and content, is the exclusive property of Willis Strategy Group, LLC and is protected by United States copyright law, trademark law, and other applicable intellectual property laws.
EOA™ and Every Ounce of Advantage™ are trademarks of Willis Strategy Group, LLC. You may not use any EOA trademark, logo, or brand element without the prior written consent of Willis Strategy Group, LLC.
These Terms do not transfer to you any ownership or intellectual property rights in or to the App. All rights not expressly granted in these Terms are reserved by Willis Strategy Group, LLC.
4. Your Content
The App allows you to enter and store personal contact information ("Your Content") for use in creating and sharing your digital business card. You retain all ownership rights to Your Content.
Your Content is stored exclusively on your device. Willis Strategy Group, LLC does not collect, access, transmit, or store Your Content on any server or external system. You are solely responsible for the accuracy, legality, and appropriateness of Your Content and any use of the App to share that content with others.
5. In-App Purchases — EOA Biz Card Pro
The App offers an optional one-time in-app purchase ("EOA Biz Card Pro") that unlocks additional features including unlimited scan history, unlimited card templates with custom logo and background photo, up to five card profiles, and high-resolution card export.
- Payment: All purchases are processed by Apple through the App Store. Your Apple ID account will be charged at the time of purchase confirmation.
- No Subscription: EOA Biz Card Pro is a non-consumable, one-time purchase. There are no recurring charges or subscription fees.
- Restore Purchases: If you reinstall the App or use a new device with the same Apple ID, you may restore your Pro purchase at no additional charge using the "Restore Purchase" option in the App.
- Refunds: All purchases are final. Refund requests are handled by Apple pursuant to Apple's refund policy. Willis Strategy Group, LLC has no control over App Store refund decisions.
- Price Changes: Willis Strategy Group, LLC reserves the right to change the price of in-app purchases at any time. Price changes will not affect purchases already completed.
6. Bluetooth and Device Permissions
The App requests access to your device's Bluetooth capability, camera, contacts, and photo library to provide its core features. You may grant or revoke these permissions at any time through your iPhone's Settings app. Revoking certain permissions may limit or disable App functionality.
When you use the Bluetooth sharing feature, your business card data and card image are transmitted directly to the other person's device. You are responsible for choosing with whom you share your card information.
7. Acceptable Use
You agree not to use the App to:
- Share false, misleading, or fraudulent contact information
- Impersonate any person or entity, or falsely represent your affiliation with any person or entity
- Violate any applicable local, state, national, or international law or regulation
- Transmit any material that is defamatory, obscene, harassing, or otherwise objectionable
- Attempt to interfere with or disrupt the App or servers or networks associated with Apple or the App Store
- Use the App for any commercial purpose beyond your own internal business use without express written permission from Willis Strategy Group, LLC
8. Third-Party Services
The App is distributed through the Apple App Store and is subject to Apple's terms and conditions. Apple is not a party to these Terms and is not responsible for the App or its content. Any claims relating to the App must be directed to Willis Strategy Group, LLC, not Apple.
The App does not integrate with or transmit data to any third-party analytics, advertising, or cloud storage services. No third-party SDKs are used in the App.
9. Disclaimer of Warranties
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
Willis Strategy Group, LLC does not warrant that the App will be uninterrupted, error-free, or free of viruses or other harmful components, or that defects will be corrected. Willis Strategy Group, LLC does not warrant or make any representations regarding the use or the results of the use of the App in terms of accuracy, reliability, or otherwise.
Some jurisdictions do not allow the exclusion of implied warranties. If these laws apply to you, some or all of the above disclaimers may not apply, and you may have additional rights.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WILLIS STRATEGY GROUP, LLC, ITS MEMBERS, MANAGERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF BUSINESS, OR LOSS OF GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE APP, EVEN IF WILLIS STRATEGY GROUP, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL THE TOTAL LIABILITY OF WILLIS STRATEGY GROUP, LLC TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE APP EXCEED THE AMOUNT YOU PAID FOR THE APP OR ANY IN-APP PURCHASE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages. If these laws apply to you, some or all of the above limitations may not apply.
11. Indemnification
You agree to indemnify, defend, and hold harmless Willis Strategy Group, LLC and its members, managers, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the App; (b) Your Content; (c) your violation of these Terms; or (d) your violation of any rights of any third party.
12. Updates to the App
Willis Strategy Group, LLC may from time to time update, modify, or add features to the App. Updates may be delivered through the Apple App Store. Continued use of the App following the availability of an update constitutes your acceptance of any changes made in that update. Willis Strategy Group, LLC reserves the right to discontinue the App or any feature of the App at any time without notice.
13. Termination
These Terms are effective until terminated. Your rights under these Terms will automatically terminate without notice from Willis Strategy Group, LLC if you fail to comply with any term of these Terms. Upon termination, you must cease all use of the App and delete all copies from your devices. Sections 3, 9, 10, 11, and 14 shall survive any termination of these Terms.
14. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Willis Strategy Group, LLC is organized, without regard to conflict of law principles.
Any dispute arising out of or relating to these Terms or the App that cannot be resolved through good-faith negotiation shall be submitted to binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, unless you opt out of arbitration within 30 days of your first use of the App by emailing management@willis-strategy.com with the subject line "Arbitration Opt-Out."
Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in a court of competent jurisdiction to protect intellectual property rights. You agree that any claims shall be brought individually and not as part of a class action.
15. Changes to These Terms
Willis Strategy Group, LLC reserves the right to modify these Terms at any time. We will notify you of material changes by updating the "Last Updated" date at the top of this page. Your continued use of the App after any changes constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the App.
16. Apple App Store Terms
You acknowledge and agree that:
- These Terms are between you and Willis Strategy Group, LLC, not between you and Apple, Inc.
- Apple has no obligation whatsoever to furnish any maintenance or support services with respect to the App.
- In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the App to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App.
- Apple is not responsible for addressing any claims by you or any third party relating to the App or your possession and/or use of the App.
- Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof.
17. Entire Agreement
These Terms, together with the Privacy Policy, constitute the entire agreement between you and Willis Strategy Group, LLC with respect to the App and supersede all prior or contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the App.
18. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable under applicable law, that provision shall be deemed modified to the minimum extent necessary to make it enforceable, and the remaining provisions of these Terms shall continue in full force and effect.
19. Waiver
No waiver by Willis Strategy Group, LLC of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or any other term, and any failure of Willis Strategy Group, LLC to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.
Contact Us
If you have any questions about these Terms and Conditions, please contact us:
Willis Strategy Group, LLC
EOA Biz Card
management@willis-strategy.com
cwillis457.github.io/EOABizCard.html