1. Licence
We grant you a personal, limited, non-exclusive, non-transferable, revocable licence to use the App on Apple-branded devices that you own or control, as permitted by the Apple Media Services Terms and the Usage Rules therein. You may not copy, modify, reverse engineer, decompile, disassemble, rent, lease, lend, sell, redistribute, or sublicense the App except to the extent that applicable law expressly forbids that restriction.
2. Not tax, legal, or accounting advice
This section is important. Read it. The App is a record-keeping tool. It is not a tax preparer, an accountant, a bookkeeper, or a substitute for any of them.
- The App does not calculate, prepare, review, submit, or file any tax return or any filing with the Internal Revenue Service or any other authority.
- Categories in the App that reference lines of IRS Schedule C are an organizing convenience only. They do not determine whether an amount is deductible, whether it belongs on that line, or whether it should be reported at all.
- Reports the App produces are generated from the data you enter. Their accuracy depends entirely on the accuracy and completeness of that data.
- You are solely responsible for the accuracy of your books, for your tax filings, and for compliance with all applicable tax and financial record-keeping obligations. Consult a qualified tax professional or accountant regarding your circumstances.
- Willis Strategy is not affiliated with, endorsed by, or sponsored by the Internal Revenue Service or any government agency.
3. Your data and your backups
The App stores your ledger only on your device. We operate no servers, hold no copy of your records, and cannot recover your data under any circumstances — including device loss, device failure, deletion of the App, or restoring a device without a backup.
Maintaining backups is your responsibility. The App provides free export and backup functions for that purpose. You agree that we are not liable for any loss of data however caused.
4. In-app purchase
- The App is free to download. An optional one-time, non-consumable in-app purchase ("EOA Books Pro") unlocks additional features. It is not a subscription and does not renew.
- Recording transactions, managing accounts, running reports, and exporting or backing up your data are free and are not conditioned on any purchase. Access to data you have already entered will never be withheld pending payment.
- All purchases are processed by Apple and are subject to the Apple Media Services Terms and Conditions. Payment is charged to your Apple Account.
- The purchase may be restored on devices signed in to the same Apple Account using the restore function in the App.
- Refunds are handled solely by Apple. We cannot issue, approve, or reverse a refund. Requests are made through Apple at reportaproblem.apple.com.
- Features described as forthcoming are provided without any commitment as to timing or delivery. Purchase on the basis of features available at the time of purchase, not on the basis of planned ones.
5. Acceptable use
You agree not to use the App for any unlawful purpose, including recording knowingly false financial information for the purpose of defrauding any person or authority. You are responsible for all activity conducted through your copy of the App.
6. Intellectual property
The App, its source code, design, name, and associated marks are owned by Christopher Willis and Willis Strategy and are protected by United States copyright and other laws. These Terms transfer no ownership. Data you enter remains yours.
7. Disclaimer of warranties
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY CALCULATION OR REPORT IT PRODUCES IS ACCURATE OR SUITABLE FOR ANY TAX, LEGAL, OR FINANCIAL PURPOSE. Some jurisdictions do not allow the exclusion of implied warranties, so some of the above may not apply to you.
8. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WILLIS STRATEGY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS, OR FOR ANY TAX PENALTY, INTEREST, FINE, OR ASSESSMENT, ARISING OUT OF OR RELATING TO YOUR USE OF THE APP. OUR TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE GREATER OF THE AMOUNT YOU ACTUALLY PAID FOR THE APP AND ITS IN-APP PURCHASES IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR TWENTY-FIVE UNITED STATES DOLLARS ($25.00). Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you.
9. Apple as third-party beneficiary
- These Terms are between you and Willis Strategy only, not with Apple Inc. Apple is not responsible for the App or its content.
- Apple has no obligation to furnish any maintenance or support for the App.
- If the App fails to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price. To the maximum extent permitted by law, Apple has no other warranty obligation whatsoever with respect to the App.
- Apple is not responsible for addressing any claim by you or a third party relating to the App, including product liability claims, claims that the App fails to conform to legal or regulatory requirements, and claims arising under consumer protection or similar legislation.
- Apple is not responsible for the investigation, defense, settlement, or discharge of any third-party claim that the App infringes intellectual property rights.
- You represent that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.
- Apple and its subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, will have the right to enforce them against you.
10. Termination
This licence is effective until terminated. It terminates automatically if you fail to comply with these Terms. You may terminate it at any time by deleting the App.
11. Governing law
These Terms are governed by the laws of the State of Georgia, United States, without regard to its conflict-of-laws rules. Any dispute shall be brought exclusively in the state or federal courts located in the State of Georgia, and you consent to the jurisdiction of those courts. Nothing here deprives a consumer of the protection of mandatory provisions of the law of their country of residence.
12. Changes
We may revise these Terms. The current version is always posted here with the date above. Continued use after a revision constitutes acceptance.
13. Contact
Willis Strategy — WillisStrategy@outlook.com